Licensing, Affiliation, and Regulatory Disclosures

Individual and Company Identity

Scott L. Smith Sr. (Individual NMLS #202397) is an authorized Mortgage Loan Originator and Branch Manager affiliated with Reliant Mortgage (NMLS #202397). Scott does not originate mortgages as an independent licensed lender or operate separately from his sponsoring company.

You may verify Scott L. Smith Sr.’s active license status at the Nationwide Multistate Licensing System (NMLS) Consumer Access website: NMLS Consumer Access Portal .

Licensed Jurisdiction & Lending Scope

Scott L. Smith Sr. is licensed to originate residential mortgage loans on primary and second homes in Georgia.

Commercial real estate loans, investor DSCR financing, multifamily loans (5+ units), and non-owner occupied fix-and-flip financing are business-purpose financing transactions subject to applicable state business licensing exemptions, commercial capital guidelines, and investor suitability rules.

Equal Housing Opportunity

Reliant Mortgage and Scott L. Smith Sr. strictly comply with the Fair Housing Act and the Equal Credit Opportunity Act. We conduct business without regard to race, color, religion, national origin, sex, handicap, familial status, or age.

Important Credit Terms & Rate Advertising Disclosures

All loan approvals are subject to underwriting guidelines, credit qualification, asset verification, and property valuation. Figures, sample rates, and calculator scenarios shown on this website are for educational purposes only and do not constitute an official loan estimate, rate lock, or commitment to lend.